Helping Others Succeed
Analyze Credit Risk
Get financial health insights via bank statements & credit reports
Verify Payment Handles
Confirm UPI ownership before transfers
Prevent Fraud
Screen for fake or duplicate identities
Strengthen Compliance
Meet KYC and AML obligations with real-time checks
Smarter APIs for Safer Financial Journeys
Vigil iQ delivers real-time, API-first solutions to help financial institutions, NBFCs, and fintechs onboard and manage users securely. From bank account validations to credit history checks, our tools simplify due diligence and enhance customer trust.
Bank Statement Analysis
Analyze income, expenses, EMIs, and cash flow trends from submitted bank statements. Identify risky patterns and improve loan decisioning with prebuilt risk models.
UPI Handle Verification
Instantly verify if a UPI ID belongs to the intended individual. Prevent payment errors and fraud by authenticating in real time.
Experian Credit Report
Pull official Experian credit history for individuals or businesses. Make informed lending and onboarding decisions based on real credit data.
Address Verification
Digitally or physically verify the residential or registered address using multiple data sources and modes (contactless or manual).
What Our Clients Say
I have used VFact Services for several years and have always been impressed with their professionalism and expertise. They have consistently provided accurate and reliable background verification reports. I highly recommend their services to any company looking for employee verification.
Pankaj Kumar
Latest News & Articles
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Businesses today cannot afford slow, paper-heavy identity checks. Whether you onboard a customer, hire an employee or activate a SIM card, you need proof that the person is real and present. That is why Aadhaar authentication online in India has become a core part of digital onboarding for banks, fintechs, telecoms and employers. It lets […]
Ten years ago, hiring for a retail brand meant vetting a handful of store staff working fixed shifts under one roof. That world is mostly gone. Online retailers today hire warehouse crews, delivery riders, customer support agents, and remote fulfillment partners across multiple cities at once often all in the same week. That shift in […]
Banks handle cash, customer data, and regulated financial products every single day, which is exactly why hiring cannot stop at a resume and an interview. Understanding the banking background verification components is the first step toward building a workforce that regulators, auditors, and customers can actually trust. A single unverified credential or missed criminal record […]
