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UPI Handle Verification – Instantly Verify UPI IDs
Automate the analysis of bank statements to evaluate income, spending, EMI patterns, and financial behavior. Make faster, data-driven decisions for lending, underwriting, and onboarding with 250+ actionable insights.
Helping Others Succeed
Research
UPI Handle Verification – Instantly Verify UPI IDs
Guarantee
Confirm account ownership before processing payments.
Targeting
Useful for fintechs, lending firms, NBFCs, and gig platforms.
Result
Prevent fraudulent payouts and improve financial compliance
Why Choose UPI Handle Verification?
UPI verification helps businesses confirm the existence and ownership of a UPI ID before making any transaction. With our API, you can instantly validate if a UPI handle is linked to a legitimate bank account and fetch the account holder’s name—making payment processing secure and seamless.
- Verifies if UPI ID exists and is active
- Confirms account holder’s name linked to the UPI
- Prevents financial fraud and incorrect transfers
Instant UPI ID Verification
Real-time check for active and valid UPI handles.
Fetch Beneficiary Name
Get the registered account holder name for cross-verification.
Reduces Fraud
Prevent fake accounts and duplicate UPI IDs.
API Integration Ready
Seamless plug-in into your KYC or payout workflows.
Boost Payout Accuracy
Ensure money is sent to the intended recipient.
Supports All UPI Apps
Works across GPay, PhonePe, Paytm, BHIM, etc.
What Our Clients Say

I have used VFact Services for several years and have always been impressed with their professionalism and expertise. They have consistently provided accurate and reliable background verification reports. I highly recommend their services to any company looking for employee verification.
Pankaj Kumar
Vigil IQ has transformed our background verification process. Their AI-powered platform is lightning-fast, but what impressed us most is the human touch — their team proactively flags potential risks and helps us navigate complex cases. We've reduced our onboarding time by 40% without compromising on compliance.
HR Head

Given the strict regulatory environment in BFSI, we needed a partner who prioritizes data security and precision. Vigil IQ's SOC 2 compliant workflow, coupled with their transparent reporting, has made our audits seamless. Their turnaround time is unmatched in the industry.
Compliance Manager

We place thousands of candidates every year, and Vigil IQ has been instrumental in streamlining our high-volume verifications. Their ATS integration eliminated manual follow-ups and their dedicated support team ensures we're always on track. They've become an extension of our recruitment team.
Director

What sets Vigil IQ apart is their flexibility and willingness to adapt to our unique needs. Whether it's building custom verification packages or providing real-time updates, their team has been proactive and responsive. We trust them to safeguard our hiring integrity.
CHRO

We hire educators and staff across multiple geographies, and Vigil IQ has made it possible to scale our hiring without compromising safety. Their global coverage and continuous innovation give us confidence that every hire is thoroughly vetted.
Operations Head
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