Helping Others Succeed
Research
Pull credit data from Experian with full customer consent.
Guarantee
Check repayment behavior, active credit lines, and delinquencies.
Targeting
Ideal for lenders, NBFCs, insurers, HR teams, and fintechs.
Result
Smarter, faster risk profiling with credit-based decision-making.
Why Choose Experian Credit Report?
Credit reports are essential for risk assessment during lending or onboarding. Our Experian Credit Report API gives you direct access to verified financial data, helping you understand a customer’s creditworthiness through historical patterns, overdue payments, credit utilization, and more.
Experian Score Access
Credit Clarity. Smarter Lending. Trusted Decisions.
Loan History Snapshot
View active and closed loans, inquiries, and defaults.
Credit Utilization Insights
Evaluate how responsibly credit limits are used.
Custom Risk Parameters
Tailor eligibility rules based on report data.
Consent-Based Access
Verification only after secure digital customer approval.
Supports Lending & Hiring Use-Cases
Use in finance, BFSI, insurance, or executive hiring.
What Our Clients Say
I have used VFact Services for several years and have always been impressed with their professionalism and expertise. They have consistently provided accurate and reliable background verification reports. I highly recommend their services to any company looking for employee verification.
Pankaj Kumar
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