Helping Others Succeed
Analyze Credit Risk
Get financial health insights via bank statements & credit reports
Verify Payment Handles
Confirm UPI ownership before transfers
Prevent Fraud
Screen for fake or duplicate identities
Strengthen Compliance
Meet KYC and AML obligations with real-time checks
Smarter APIs for Safer Financial Journeys
Vigil iQ delivers real-time, API-first solutions to help financial institutions, NBFCs, and fintechs onboard and manage users securely. From bank account validations to credit history checks, our tools simplify due diligence and enhance customer trust.
Bank Statement Analysis
Analyze income, expenses, EMIs, and cash flow trends from submitted bank statements. Identify risky patterns and improve loan decisioning with prebuilt risk models.
UPI Handle Verification
Instantly verify if a UPI ID belongs to the intended individual. Prevent payment errors and fraud by authenticating in real time.
Experian Credit Report
Pull official Experian credit history for individuals or businesses. Make informed lending and onboarding decisions based on real credit data.
Address Verification
Digitally or physically verify the residential or registered address using multiple data sources and modes (contactless or manual).
What Our Clients Say
I have used VFact Services for several years and have always been impressed with their professionalism and expertise. They have consistently provided accurate and reliable background verification reports. I highly recommend their services to any company looking for employee verification.
Pankaj Kumar
Latest News & Articles
Our campaigns get your business in front of the right people at the right time to increase organic traffic and boost engagement.
Banks handle cash, customer data, and regulated financial products every single day, which is exactly why hiring cannot stop at a resume and an interview. Understanding the banking background verification components is the first step toward building a workforce that regulators, auditors, and customers can actually trust. A single unverified credential or missed criminal record […]
When people talk about background verification at a bank, most assume it only means checking the person applying for a loan or opening an account. RBI’s compliance framework actually splits this into two very different obligations. One track covers the customers a bank serves, and the other covers the vendors, IT providers, and outsourced partners […]
Every business runs two very different verification checks: one for the people and companies buying from it, and another for the suppliers it depends on to deliver. Both processes trace back to Know Your Customer (KYC) principles, yet they guard against entirely different exposures. Treat them as interchangeable, and you widen vendor onboarding risks across […]
