Helping Others Succeed
Analyze Credit Risk
Get financial health insights via bank statements & credit reports
Verify Payment Handles
Confirm UPI ownership before transfers
Prevent Fraud
Screen for fake or duplicate identities
Strengthen Compliance
Meet KYC and AML obligations with real-time checks
Smarter APIs for Safer Financial Journeys
Vigil iQ delivers real-time, API-first solutions to help financial institutions, NBFCs, and fintechs onboard and manage users securely. From bank account validations to credit history checks, our tools simplify due diligence and enhance customer trust.
Bank Statement Analysis
Analyze income, expenses, EMIs, and cash flow trends from submitted bank statements. Identify risky patterns and improve loan decisioning with prebuilt risk models.
UPI Handle Verification
Instantly verify if a UPI ID belongs to the intended individual. Prevent payment errors and fraud by authenticating in real time.
Experian Credit Report
Pull official Experian credit history for individuals or businesses. Make informed lending and onboarding decisions based on real credit data.
Address Verification
Digitally or physically verify the residential or registered address using multiple data sources and modes (contactless or manual).
What Our Clients Say
I have used VFact Services for several years and have always been impressed with their professionalism and expertise. They have consistently provided accurate and reliable background verification reports. I highly recommend their services to any company looking for employee verification.
Pankaj Kumar
Latest News & Articles
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Every growing business hits the same wall at some point. The hiring pipeline starts moving faster than the verification process can keep up with, and HR teams find themselves choosing between slowing down offers or cutting corners on checks. Neither option is acceptable when the stakes involve fraud risk, compliance liability, and the quality of […]
The way organisations conduct background verification has shifted permanently. Five years ago, the standard process involved a candidate submitting documents, a verification team manually contacting former employers and educational institutions, and results arriving in five to seven working days if everything went smoothly. In 2026, that timeline is no longer competitive and the manual model […]
Compliance professionals and HR leaders increasingly use the terms sanctions screening and AML compliance interchangeably, treating them as though they describe the same process. They do not. Each serves a distinct purpose, operates at a different point in the relationship lifecycle, and carries different regulatory obligations depending on the organisation’s sector and structure. Understanding where […]
